Home > Medical schemes > General info Updated 09 February 2016 Medical scheme dependants: who qualifies? If you're a member of a medical scheme, who exactly can you register as a dependant? 0 iStock Related 7 things to know about your scheme 21 ways to cut your medical costs Like us on Facebook » Subscribe to the newsletter » Ask CyberDoc » Quiz How long will you live? » Medical history Bacteria gallery In terms of the Medical Schemes Act, no medical scheme may refuse to admit persons who are dependent on the member. Among those who qualify as dependants are the following:the member's spouse or life partnerchildren under the age of 21children older than age 21 dependent upon the member due to a mental or physical disabilitychildren still financially dependent on the member (such as a full-time student)immediate family in respect of whom the member is legally liable for family care and supportsuch other persons who are recognised by the scheme as dependantsDepending on your scheme, adult members will usually pay substantially more than child dependants. Many schemes will only charge for the first two or three child dependants – after that membership is free in some instances. If you have more than three children, it will pay you to shop around.Read more: 10 tips on choosing a medical schemeEx-spouses can usually be registered as members on your scheme – provided legal provision has been made for this in the divorce court.Immediate family is classified as the mother or father of the member. The scheme concerned may require proof of such financial dependency and appropriate additional contributions in respect of such extended cover must be expected.You may not register family members over 21 who are not financially dependent on you. Schemes can charge an adult dependant the rate usually paid by a principal member.A minor can become a principal member of a medical scheme with the assistance of his parents or guardian, provided that the relevant contributions are paid.If a member dies, his registered dependants will still be covered, provided contributions are paid. One of the dependants, usually the remaining spouse or the eldest child, will become the new principal member.(Source: Council for Medical Schemes)Read more: 20 claims schemes will not pay Information from the Council for Medical Schemes Susan Erasmus is a freelance writer for Health24. More in Medical schemes Potential amalgamation between Bonitas medical fund and Liberty medical scheme More: Medical schemesGeneral info advertisement Read Health24’s Comments Policy Comment on this story 0 comments Comments have been closed for this article. Logout Comment 0 characters remaining Share on Facebook Loading comments... Other news Lifestyle Kids' metabolism may slow down during puberty Medical 'Natural killer' cell infusion may help leukaemia patients Diet and nutrition How to make sure you achieve your goals Medical Alcoholics may lack enzyme that controls impulse to drink Parenting Bond between kids and parents has long-term health benefits Medical Heavy drinking can harm the ageing brain From our sponsors How to still have a good life with diabetes Eye-Q: R50 off! Lose weight Otrivin Menthol relieves sinus congestion Live healthier Love coffee? Your heart may too » What to eat for white teeth Bad foods for teeth-whitening Do any of these drinks cause your teeth to hurt? Savour your coffee – with a bright smile Here's how to stop coffee from staining your teeth while enjoying all its health benefits. Get your groove back! » Get your move on! Morning run? 5 exercises to start your summer fitness regime 6 easy ways to make your workout fun again Some inspiration to make sure your workout routine don't become tedious.