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Partner Content | 3 ways medical aid cover saves you in the long run

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(Image: Getty Images)
(Image: Getty Images)

When it comes to securing your future, few things allow you to safeguard yourself and your family as well as medical aid can. The last 19 months have shown us the undeniable value and saving grace that medical aid can be in the face of crises and emergencies.

From keeping you covered for day-to-day pharmacy needs and any possible hospital stays, there are plenty of benefits to be reaped from setting up a medical aid plan early. Here are three ways that setting up a medical aid plan, even a beginner one, can save you in the long run:

Your monthly payments keep you secured for day-to-day medical needs

With the changing seasons, catching a common cold is commonplace. Visits to the pharmacy to pick up the occasional allergy and flu meds can be pricey; this is where the buffer of medical aid can come in handy. Your monthly instalments keep you covered when needing to buy medicines by linking your medical aid to your local pharmacy for any essentials you may need.

You can customise and upgrade your medical aid plan as your life evolves

Most medical aid schemes offer a diverse range of plans that cater to different budgets and needs of individuals and families. You’re able to upgrade your plan through your medical aid scheme as your life expands and progresses – from starting as a beginner and progressing to a family plan as your dependent list grows.

Medshield Medical Scheme, offer their members a variety of plans that are structured for everyone - from younger and beginner medical aid members to more premium and business members. Their plan options include:

  • MediCurve for those who like having digital and tech-savvy access to their healthcare,
  • MediPhila covers you and your dependants with unlimited hospital cover for PMB conditions, per beneficiary limits for non-PMB In-Hospital treatments and an Out-of-Hospital benefit limit for specific services,
  • MediValue targeted toward young and healthy first-time medical aid individuals looking for cover, 
  • MediSaver for those who wish to manage their out-of-hospital expenses but benefit from unlimited hospital cover,
  • MediPlus that focuses on members who require more benefits like unlimited hospital cover and a range of day-to-day benefits,
  • MediCore focused on unlimited hospital cover with full PMB,  
  • MediBonus which is geared as a corporate option for employees and individuals and covers in-hospital as well day-to-day benefits,
  • PremiumPlus is targeted toward corporate professionals and offers unlimited hospital cover and the freedom to manage daily healthcare expenses through a Personal Savings Account.

You can rest easy during hospital stays with a cover plan that includes hospital cover

Medical procedures can cost thousands of rands and hospital stays even more when tallied up, this is where having a blanket of medical aid can lift the financial burden from your shoulders. Cover plans that include hospital stays will allow you to feel secure when it comes to emergency hospital procedures or even planned hospital stays. The cover plans from Medshield like MediPhila, MediPlus, MediCore, and PremiumPlus allow you to be fully insured for unlimited hospital cover – giving you, your family, and your wallet peace of mind.

Don’t let life take a toll on you and your financial constraints and gift yourself the refresher of a medical aid plan this festive season.

This post is sponsored by Medshield Medical Scheme produced by BrandStudio24 for Health24.

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