Not usually dangerous, but inadvisable. The general expert advice on this whole family of benzodiazepine sedative tranquilizers, is that they should not usually be prescribed for more than a couple of months. There is a significant risk of becoming dependent on them, there can be some difficulties in reducing and stopping them ; and using drugs also used to treat depression is generally considered a more effective way of treating anxiety, especially Panic Disorder.
Personally, I worry that Urbanol is being prescribed too easily for for too long, in this country. I don't think it has any significant advantage over alternative treatments ( which can also include CBT, Cognitive-Behaviour Therapy) a form of psychological treatment which good research has shown to be effective and with lasting benefits in teaching you to regain control over anxiety.
And yes, indeed, with Urbanol and all it's family, indeed with most drugs affecting the function of brain and mind, it is rarely wise to stop them suddenly, when they can cause unpleasant symptoms and even risks ; it is indeed best to reduce the dose gradually and safely. Your doctor should be able to advise on this
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