Home > Medical schemes > PMB and chronic disease PMB and chronic disease All sections in Medical Schemes » About Medical Schemes » General Info » Choosing a Medical Scheme » Dictionary of Terms » FAQs » Medical Scheme News » PMB and Chronic Disease » Medshield What to consider when changing your medical scheme If you are considering changing medical schemes, read these 9 tips that will guide you to making the best decision for yourself and your family. Like us on Facebook » Subscribe to the newsletter » Ask CyberDoc » Quiz How long will you live? » Medical history Bacteria gallery Could PMBs be on the way out? Prescribed Minimum Benefits, according to the Council for Medical Schemes, is a set of defined benefits to ensure that all medical scheme members have access to certain minimum health services, regardless of the option they have chosen. Know your scheme's PMBs Read your scheme's policy - and understand what constitutes a Prescribed Minimum Benefit. Questions on PMBs FAQs and other facts about PMBs, medical schemes, healthcare providers and chronic conditions. The importance of ICD-10 codes One code that appears on a healthcare provider account is ICD-10 codes. These codes are used to inform medical schemes about the conditions the members were treated for. Which conditions are covered? The Regulations to the Medical Schemes Act in Annexure A provide a long list of conditions identified as Prescribed Minimum Benefits. Why are designated service providers important? A Designated Service Provider is a healthcare provider that is a medical scheme’s first choice when its members need diagnosis, treatment or care for a PMB condition. Why do we have PMBs? The reason why PMBs were created basically comes down to two facts, medical schemes and healthcare. Medical scheme beneficiaries PMBs are very good news for medical scheme beneficiaries and give them considerable rights as far as healthcare is concerned. HIV and your medical scheme HIV is a PMB. Medical schemes are increasingly geared towards giving people living with HIV/Aids that much-needed extra bit of support for a healthy and productive life. load more articles advertisement Live healthier Lifestyle » E-cigarettes: Here are five things to know E-cigarettes have become hugely popular in the past decade, but a rash of vaping-linked deaths and illnesses in the US is feeding caution about a product that's already banned in some places. Allergy » Ditch the itch: Researchers find new drug to fight hives A new drug works by targeting an immune system antibody called immunoglobulin E, which is responsible for the allergic reaction that causes hives.