advertisement
Updated 09 February 2016

Can anyone become a member of a medical scheme?

Medical schemes used to have the right to reject applications from old or sick applicants, but they may no longer do so legally.

0

Can anyone become a member of a medical scheme?
Yes. Medical schemes used to be able to reject applications from old/sick applicants because they would be a high risk to the scheme. In terms of the Medial Schemes Act 131 of 1998, all applications must now be accepted. The scheme may exclude treatment for a specific illness condition for a maximum time period of 12 months, depending on your previous medical scheme history. They may also impose a three-month general waiting period, depending on your previous medical scheme history. Should a person apply at a late stage in his/her life, the scheme may increase the contribution (late joiner penalty), also depending on their previous medical scheme history. Some schemes are not open to the general public and are restricted to a company's employees, profession or union. These schemes are called closed schemes.

Susan Erasmus is a freelance writer for Health24.

 
NEXT ON HEALTH24X
advertisement

Read Health24’s Comments Policy

Comment on this story
0 comments
Comments have been closed for this article.

Live healthier

Mental health & your work »

How open are you about mental illness in the workplace?

Mental health in the workplace – what you can do to help

If you know that one of your colleagues suffers from a mental illness, would you be able to help them at work? Maligay Govender offers some helpful mental health "first aid" tips.

Sleep & You »

Sleep vs. no sleep Diagnosis of insomnia

6 things that are sabotaging your sleep

Kick these shut-eye killers to the kerb and make your whole life better – overnight.