Our expert says:
On the whole. I'm not sure I would offer to lend him the money : money matters between friends so often spoil the friendship ( as well as lose the money ). You have only known him about a month, so you really don't know him.
Certainly you shouldn't lend ANYONE such money without a signed and properly worded contract, specifying when and in what amounts he will repay you.
I'd worry about the chances that his business will be a success : you don't put every cent you possess into equipment, leaving nothing for emergencies, and you don't rely so totally on one order, or assume everyone will repay you exactly on time. If he genuinely doesn't have R 3000 for his mom's treatment, how can he run the business, keep the lights on, buy new stock, pay employees, etc. ?
Maybe you can suggest he discuss the situation with her doctor : sometimes much can be saved by choosing generic medicines ; and maybe she can be seen at a provincial hospital or clinic where, depending on her income, she could get meds free or at least at low cost.
While psoriasis can indeed be really nasty illness, it usually develops gradually, so if it's so bad now, it may have been neglected or untreated for some time.
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