Our expert says:
The situation as regards people being classified as Disabled has become very complex, as the insurers are trying hard to avoid paying out on ANY case of any person, however disabled, and seem nowadays to prefer the decision to be made by someone who doesn't know the patient, rather than someone who does. This is highly unsatisfactory, but they like to protect their money-bags. The psychiarist who has been treating this person, and who diagnosed the PTSD, could advise as to whether there is likely to be a viable case for disabiliy ( especially as so much depends on the details of the case, and the responses to treatments ).
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