Our expert says:
Maybe he really wants to be very helpful, but he may have fallen into a trap naive counsellors often do --- he's doing it all for you. Maybe there was some stuff he needed to do, urgently, at the start --- but he ought to be showing you how to make and kep to a budget, etc., so that you can take over managing your financial and business affairs. Discuss this with him, and ask him to help you learn to be more independent, including letting you manage gradually more of your own affairs. You must have made a remarkable mess to have gotten into so much debt so quickly. You need to maintain a good diet, and he ought to understand that. Blankets, too, are essential --- maybe, if he doesn't recognize your need for basic essentials, he's not quite as clever at money management as you and he think. And until you can learn to do all the money management for yourself, you won't be able to check on what he has been doing and to be sure that he hasn't been taking advantage of you in some way. Seeing a counsellor could help you a lot with self-esteem, etc., if there was some way to aford this --- with your job, do you have medical aid ? OR could you check out facilities at your nearest major state hospital ?
Oh, and you're never a loser until you give up. Strugglers are not winners YET, but they're not losers.
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