Our expert says:
Its not necessarily about what they might feel they owe you ( and still less about what you feel they owe you )- sometimes you need to be generous enough to allow people who sincerely want to give you something, to make that gift, and accept gracefully.
No need to automatically feel guilty, and it might put you in a better position to be able to help them in turn if later they need assistance.
Yes, apparently your sister is a shameless leach, and the many gifts have not in a very important sense actually helped her, as they don't seem to have learned any basic realism in managing their finances, and may run into awful problems when the gift-givers are no longer around.
Also, maybe one needs also to look at the fact that what they give you will at least not get wasted on your wastrel sister.
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