Our expert says:
Its YOUR house, and you can do what you like to it and in it. If she thinks you should have nicer or better furniture, she can offer to buy some for you - but its simply really bad manners to criticise you for buying what you can afford.
Maybe her intentions are good. Try to focus her energies on things you need, and maybe ask her advice on things which don't matter much to you. As to furniture, discuss it with her, point out your very limited budget, and ask her advice on how to find the nicest stuff at prices you can afford.
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