Our expert says:
if your mom is hopeless at handling money and has ALWAYS got herself into major financial problems, then giving her money ( which apparently you didn' and still can't afford ) is useless, and indeed only encourages her to continue to be feckless. And WHY can't she efver pay you back anything ? How does she waste all her money so that she can't spend it on what she needs to spend it on ? Don't accept her problems, and the problems she chooses to cause, as your own.
Useful contribution from Ness, well worth reading carefully. Stop paying your mother's debts, and look for a place of you own asap so that you can be independent and work on your own financial situation, with the advice of your bank
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