Our expert says:
Not my expertise, and it sounds as if you need to speak to a lawyer. Surely, however, you need a will anyway. If something happened to BOTH of you, you need clarity about what should then happen to your assets. Liza's point, too, is good about avoiding, for either of you, the problems that can arise in the absence of a will, with the freezing of acounts, while the process which then takes longer, gets settled legally.
And a will doesn't cost much, so why would he want to avoid having one ?
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