Our expert says:
If there's no income, one wonders whether pocket money is necessary. I'm worried at the thought of you mising payments on your own debts in order to be so generous towards others. Definitely do NOT give such a very large sum to your mother-in-law === did she really ask for so much, without making it totally clear what she wants it for ? That is really taking advantage of you, and it would not be wise to just hand the money over. Just tell her you are alrfeady severely stretched with all you donate to them, and simply cannot afford it.
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