Our expert says:
Lying about one's bad habits is a pretty reliable indicator that they are out of control. If you shop responsibly, for only what you need, you only need one credit card, and better still, rather, a debit card, so you can't spend mopre than you have in your account. Cancel and cut up all the credit cards, in consultation with your bank, so you can consolidate all your debt into mone single account ; and maybe arrange one debit card with your bank, maybe setting a lowish limit on spending on it, related to what you MUST spend each month, and allowing for no luxuries or unnecessary purchases.
And see a psychologist for CBT style counselling / therapy to break this bad habit, and to find better and cheaper ways to feel good when you need to.
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