Our expert says:
He needs to see a counsellor to deal with his financial fecklessness ; and you need to arange your own financial affairs so that he can't ever spend a cent of your money. Warn him that you will NOt always bail him out when he messes up financially. If it would be better for you and your children to leave him, then do so. If he gets into a mess that is HIS fault, and it is HIS task to sort it out.
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