Posted by: Busi | 2004/01/28


Would you please supply me with any Medical scheme that caters for pensioners for hospital plan only and that has reasonable fees

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Our expert says:
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All medical schemes that have hospital plans have to cater for pensioners, as they can not discriminate on age. In other words the basic contribution will be the same regardless of your age. The affordability however depends upon whether you were previously on a medical scheme, particularly in the recent past. To give you some idea, if you have always been on a medical scheme and there is nothing particularly wrong with your health, the worst deal you will get is a 3 month waiting period. However if you were never on a medical scheme then a loading of up to 75% of the standard contribution can apply. Furthermore if you have pre existing conditions, these can be excluded for a period up to 12 months.


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