Our expert says:
Liza's answer is excellent. Some of us have an anxiety-prone personality, though any of us might develop an anxiety disorder. It sounds as though CBT counseling could be especially useful in your situation, considering your great talent for finding and nurturing the negative possibilities in life, and your high degree of sensitivity. You can learn to change these unhelpful habits of thought and response.
Obviously you don't want to spend more than necessary to get the right sort of expert help - but do think of the cost in cash and suffering of being so anxious and scared and feeling so bad, so much of the time, and of the advantages of getting over that.
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