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Benefit options 2009
Last updated: Tuesday, November 18, 2008
The BESTmed product offering is extensive with seven options that meet the unique and individualistic healthcare needs of members.

Topcare
Topcare is the most extensive option with a preventive care approach. This option provides for unlimited hospitalisation cover and treatments such as advanced dentistry, radiology, pathology, hearing aids as well as international travel cover.

 
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Topcare also includes an individual medical savings account equal to 20% of the total annual contribution.

Bonus Plus
This option caters for large families and has a holistic approach in terms of benefits. Granting of day-to-day benefits is subject to an overall annual limit of R6 000 (single member) or R12 000 (family) and service specific sub-limits as indicated in this benefit summary.

Millennium Comprehensive
Members can enjoy the luxury of unlimited hospitalisation benefits as well as life-sustaining medicine cover, with an individual medical savings account equal to 15% of thetotal annual contribution.

This option also provides for above-threshold benefits after the annual threshold has been reached.

Millennium Standard
This option caters for young and medium sized families. It covers a 100% hospitalisation and includes an individual medical savings account equal to 15% of the total annual contribution.

Millennium Basic
This affordable option covers hospitalisation at 100% and co-payments or levies are applicable. Millennium Basic also includes an individual medical savings account equal to 15% of the total annual contribution.

Blueprint
Blueprint is a capitation product that offers a wide range of benefits, such as 100% hospitalisation. This option also provides for unlimited primary healthcare services received from the chosen network, namely CareCross or Prime Cure.

Blueprint student brochure

VitalCare
This affordable option covers hospitalisation at 100%, but certain co-payments or levies are applicable. This option does not provide for any savings account.
 
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