The first tariff structure is that of the Board of Healthcare Funders (BHF). Most medical aids base their payments to healthcare providers (doctors, dentists, hospitals etc.) on this structure. If your medical aid pays only 80% of the BHF tariff for you to see your GP, and the BHF tariff is, say, R100, and that's what your GP charges, you will have to pay R20 of the bill yourself. If your GP charges R120, you will have to pay in R40. This means that your GP does not charge BHF rates and you have to pay the difference between BHF rates and the final bill.
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