Your total cholesterol is above normal, but not dramatically so. Unfortunately we don’t know the breakdown, i.e. the good and bad cholesterols, and therefore ideally you would need a full lipogram which would measure these. The question of whether to treat cholesterol is based on certain risk factors (e.g family history, age, blood pressure, sugar levels etc) in combination with the blood test. Regarding the insulin level, it is not very high at all if the upper limit is similar to the normal range that I use. More important is what your glucose value is, and this would give a better idea of diabetes risk. The HOMA is surrogate test for insulin resistance, but has its flaws. It is not something that I look at. Overall there doesn’t seem to anything particularly worrying.
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