Home > Medical schemes > PMB and chronic disease PMB and chronic disease All sections in Medical Schemes » About Medical Schemes » General Info » Choosing a Medical Scheme » Dictionary of Terms » FAQs » Medical Scheme News » PMB and Chronic Disease » Momentum Health » Fedhealth What to consider when changing your medical scheme If you are considering changing medical schemes, read these 9 tips that will guide you to making the best decision for yourself and your family. Like us on Facebook » Subscribe to the newsletter » Ask CyberDoc » Quiz How long will you live? » Medical history Bacteria gallery Could PMBs be on the way out? Prescribed Minimum Benefits, according to the Council for Medical Schemes, is a set of defined benefits to ensure that all medical scheme members have access to certain minimum health services, regardless of the option they have chosen. Know your scheme's PMBs Read your scheme's policy - and understand what constitutes a Prescribed Minimum Benefit. Questions on PMBs FAQs and other facts about PMBs, medical schemes, healthcare providers and chronic conditions. The importance of ICD-10 codes One code that appears on a healthcare provider account is ICD-10 codes. These codes are used to inform medical schemes about the conditions the members were treated for. Which conditions are covered? The Regulations to the Medical Schemes Act in Annexure A provide a long list of conditions identified as Prescribed Minimum Benefits. Why are designated service providers important? A Designated Service Provider is a healthcare provider that is a medical scheme’s first choice when its members need diagnosis, treatment or care for a PMB condition. Why do we have PMBs? The reason why PMBs were created basically comes down to two facts, medical schemes and healthcare. Medical scheme beneficiaries PMBs are very good news for medical scheme beneficiaries and give them considerable rights as far as healthcare is concerned. HIV and your medical scheme HIV is a PMB. Medical schemes are increasingly geared towards giving people living with HIV/Aids that much-needed extra bit of support for a healthy and productive life. load more articles advertisement From our sponsors WIN a R2000 Skin Renewal voucher! Constipation in women SA's old diesel vehicles continue to fuel allergies Complete our allergy survey and stand a chance to win R 1000! Live healthier Wasting water? » South Africa is facing a water crisis Water saving tips Water quality report shocks SEE: How much water do you use per day? With level 4 water restrictions in Cape Town, residents are urged to use a maximum of 100 litres per person per day. Here’s how quickly it adds up. Life saving tip! » SEE: 10 things to keep in your first aid kit 10 first aid myths Here's why you need a first aid kit in the car Emergency services are often spread thin, especially when storms and major disasters strike. When travelling on the road, having a well-stocked first aid kit could be a lifesaver.