Home > Medical schemes > PMB and chronic disease PMB and chronic disease All sections in Medical Schemes » About Medical Schemes » General Info » Choosing a Medical Scheme » Dictionary of Terms » FAQs » Medical Scheme News » PMB and Chronic Disease » Momentum Health » Fedhealth What to consider when changing your medical scheme If you are considering changing medical schemes, read these 9 tips that will guide you to making the best decision for yourself and your family. Like us on Facebook » Subscribe to the newsletter » Ask CyberDoc » Quiz How long will you live? » Medical history Bacteria gallery Could PMBs be on the way out? Prescribed Minimum Benefits, according to the Council for Medical Schemes, is a set of defined benefits to ensure that all medical scheme members have access to certain minimum health services, regardless of the option they have chosen. Know your scheme's PMBs Read your scheme's policy - and understand what constitutes a Prescribed Minimum Benefit. Questions on PMBs FAQs and other facts about PMBs, medical schemes, healthcare providers and chronic conditions. The importance of ICD-10 codes One code that appears on a healthcare provider account is ICD-10 codes. These codes are used to inform medical schemes about the conditions the members were treated for. Which conditions are covered? The Regulations to the Medical Schemes Act in Annexure A provide a long list of conditions identified as Prescribed Minimum Benefits. Why are designated service providers important? A Designated Service Provider is a healthcare provider that is a medical scheme’s first choice when its members need diagnosis, treatment or care for a PMB condition. Why do we have PMBs? The reason why PMBs were created basically comes down to two facts, medical schemes and healthcare. Medical scheme beneficiaries PMBs are very good news for medical scheme beneficiaries and give them considerable rights as far as healthcare is concerned. HIV and your medical scheme HIV is a PMB. Medical schemes are increasingly geared towards giving people living with HIV/Aids that much-needed extra bit of support for a healthy and productive life. load more articles advertisement From our sponsors Keep an eye on your vision Which skin products are better, ‘medical grade’ or ‘over-the-counter’? Win 1 of 6 R5000 cash prizes Win a R2 000 Skin Renewal voucher Live healthier Exercise benefits for seniors » Working out in the concrete jungle Even a little exercise may help prevent dementia Here’s an unexpected way to boost your memory: running Seniors who exercise recover more quickly from injury or illness When sedentary older adults got into an exercise routine, it curbed their risk of suffering a disabling injury or illness and helped them recover if anything did happen to them. No relief for MS » Drug shows promise against MS in mouse study Vitamin D may slow multiple sclerosis Obesity in girls tied to higher MS risk Exercise may not lower women's risk of MS A Harvard study showed no evidence to support the idea that exercise lowers the risk of multiple sclerosis.