advertisement
02 April 2008

Can anyone become a member of a medical scheme?

Medical schemes used to have the right to reject applications from old or sick applicants, but they may no longer do so legally.

0

Can anyone become a member of a medical scheme?
Yes. Medical schemes used to be able to reject applications from old/sick applicants because they would be a high risk to the scheme. In terms of the Medial Schemes Act 131 of 1998, all applications must now be accepted. The scheme may exclude treatment for a specific illness condition for a maximum time period of 12 months, depending on your previous medical scheme history. They may also impose a three-month general waiting period, depending on your previous medical scheme history. Should a person apply at a late stage in his/her life, the scheme may increase the contribution, also depending on their previous medical scheme history and depending on their age at application. Some schemes are not open to the general public and are restricted to a company's employees, profession or union. These schemes are called closed schemes.

 
advertisement

Read Health24’s Comments Policy

Comment on this story
0 comments
Add your comment
Comment 0 characters remaining

Live healthier

Too Tired? »

20 signs of burnout Staying active reduces stress 10 ways to have a healthier work day

Why you're exhausted

Lost your mojo? Here are 5 surprising energy drainers, plus the easy fixes that will help put the pep back in your step!

Kick the habit »

Cancer doesn't make smokers to quit Non-smokers don't use e-cigs Hookah contains benzene

How South Africans quit smoking

We asked ex-smokers to share their secrets to successfully quitting smoking. Find out how they managed to kick the habit.