Home > Medical schemes > FAQs FAQs All sections in Medical Schemes » About Medical Schemes » General Info » Choosing a Medical Scheme » Dictionary of Terms » FAQs » Medical Scheme News » PMB and Chronic Disease » Momentum Health » Fedhealth How do I choose a medical scheme? Choosing the right medical scheme is very important espcially when there are so many medical aid companies out there. Like us on Facebook » Subscribe to the newsletter » Ask CyberDoc » Quiz How long will you live? » Medical history Bacteria gallery What is an MSA? Many medical schemes have what is called a medical savings account or MSA. It's usually a percentage of your monthly contribution, which is used to pay day-to-day medical expenses. What is a self-payment gap? Have you exhausted your day-to-day benefits and moved into your self-payment gap? Here's what it means. How do I select the option that's best for me? Before choosing a medical scheme, you should take a careful look at your personal medical needs. Can one person belong to more than one medical scheme? No person may belong to more than one medical scheme or hospital plan. If I resign from the scheme, until when can I claim? You can submit claims for medical treatment up until the day your medical scheme membership or hospital plan expires. “ Latest comment on Health24 Stephan Wessels says... GEMS paid for a operation after an accident that was caused before we were even covered by them. They helped me complete our registration during this period as i was laying in bed... The best medical aid in SA ” What are day-to-day limits? Knowing the limits of you medical schemes and hospital plans are very important. Here's what you need to know. Does my employer have to subsidise my contributions to the medical scheme? No, employers do not have to subsidise contributions of their employees to medical schemes or hospital plans. Can a medical scheme terminate my membership? Yes, if you belong to a closed medical scheme and you are retrenched or made redundant. An open medical aid can only terminate someone's membership if they do not pay. load more articles advertisement From our sponsors Soothe your family’s coughs and colds Why hydration is important while exercising Taking charge of your health Man, take care of your health! Live healthier Up for grabs » Win with NuSeed Win with MySmartkid Win a Canderel hamper Win a LED 3D smart TV Stand a chance of winning a Samsung UA55H8000 Smart 55 inch Curved LED TV valued at R20 000 from Save Hyper! Medical marijuana » 'I used cannabis oil to cure my cancer' Could your doctor could be high? Dagga in medicine? Medicinal dagga: the dangers can't be ignored There is not sufficient evidence to support the potential medicinal benefit from cannabis use cautions an academic from Stellenbosch University.