Home > Medical schemes > FAQs FAQs All sections in Medical Schemes » About Medical Schemes » General Info » Choosing a Medical Scheme » Dictionary of Terms » FAQs » Medical Scheme News » PMB and Chronic Disease » Medihelp Press Office » Momentum Health Press Office » Selfmed Press Office » Bestmed Press Office How do I choose a medical scheme? Choosing the right medical scheme is very important espcially when there are so many medical aid companies out there. Like us on Facebook » Subscribe to the newsletter » Ask CyberDoc » Quiz How long will you live? » Medical history Bacteria gallery What is an MSA? Many medical schemes have what is called a medical savings account or MSA. It's usually a percentage of your monthly contribution, which is used to pay day-to-day medical expenses. What is a self-payment gap? Have you exhausted your day-to-day benefits and moved into your self-payment gap? Here's what it means. How do I select the option that's best for me? Before choosing a medical scheme, you should take a careful look at your personal medical needs. Can one person belong to more than one medical scheme? No person may belong to more than one medical scheme or hospital plan. If I resign from the scheme, until when can I claim? You can submit claims for medical treatment up until the day your medical scheme membership or hospital plan expires. “ Latest comment on Health24 Dawie Kabouter says... We should quarantine any visitors from the USA for 4 weeks. African immigrants face ostracism in the US as panic takes hold ” What are day-to-day limits? Knowing the limits of you medical schemes and hospital plans are very important. Here's what you need to know. Does my employer have to subsidise my contributions to the medical scheme? No, employers do not have to subsidise contributions of their employees to medical schemes or hospital plans. Can a medical scheme terminate my membership? Yes, if you belong to a closed medical scheme and you are retrenched or made redundant. An open medical aid can only terminate someone's membership if they do not pay. load more articles advertisement From our sponsors Exam stress – a challenge for the whole family Eduloan offers affordable education finance Vote for 2014 Hill's Pet Slimmer of the Year Live healthier Strenghten your immunity » Keep your immunity strong Immune system boosters Boost your family's immunity 5 immune boosters in your kitchen You don’t need a handful of vitamins and supplements to keep your body healthy, check out these five immune boosting foods you probably already have in your kitchen. Depression » Depression Depression and ageing Teen depression Depression: do you know the signs? One of the key roles you can play in the health of someone who is depressed or suffers from anxiety is to make sure they get the help they need. Here's what you need to know.