Home > Medical schemes > FAQs FAQs All sections in Medical Schemes » About Medical Schemes » General Info » Choosing a Medical Scheme » Dictionary of Terms » FAQs » Medical Scheme News » PMB and Chronic Disease » Medihelp Press Office » Momentum Health Press Office » Selfmed Press Office What is a self-payment gap? Have you exhausted your day-to-day benefits and moved into your self-payment gap? Here's what it means. Like us on Facebook » Subscribe to the newsletter » Ask CyberDoc » Quiz How long will you live? » Medical history Bacteria gallery What is an MSA? Many medical schemes have what is called a medical savings account or MSA. It's usually a percentage of your monthly contribution, which is used to pay day-to-day medical expenses. How do I choose a medical scheme? Choosing the right medical scheme is very important espcially when there are so many medical aid companies out there. How do I select the option that's best for me? Before choosing a medical scheme, you should take a careful look at your personal medical needs. Can one person belong to more than one medical scheme? No person may belong to more than one medical scheme or hospital plan. If I resign from the scheme, until when can I claim? You can submit claims for medical treatment up until the day your medical scheme membership or hospital plan expires. “ Latest comment on Health24 Mark Renton says... WOOOHOOO!!!! Good ol VIT C - The wonder vitamin!!! Vitamin C leads to TB breakthrough ” What are day-to-day limits? Knowing the limits of you medical schemes and hospital plans are very important. Here's what you need to know. Does my employer have to subsidise my contributions to the medical scheme? No, employers do not have to subsidise contributions of their employees to medical schemes or hospital plans. Can a medical scheme terminate my membership? Yes, if you belong to a closed medical scheme and you are retrenched or made redundant. An open medical aid can only terminate someone's membership if they do not pay. load more articles advertisement From our sponsors There are more than 200 different viruses which can cause a cold A clinically proven skin care range is now available Medihelp’s regional information sessions Superior comfort and support Live healthier Be vitamin-smart » A-Z of vitamins What is vitamin C? Ask the expert Why we need vitamin D Even in a country with an abundance of sunlight you might have a vitamin D deficiency. Here's why. Beat acne » Stars with scars Acne tips Skincare Myths about acne Through the ages, there have been many myths about acne. We list the myths and give you the facts.