Home > Medical schemes > FAQs FAQs All sections in Medical Schemes » About Medical Schemes » General Info » Choosing a Medical Scheme » Dictionary of Terms » FAQs » Medical Scheme News » PMB and Chronic Disease » Momentum Health » Fedhealth How do I choose a medical scheme? Choosing the right medical scheme is very important espcially when there are so many medical aid companies out there. Like us on Facebook » Subscribe to the newsletter » Ask CyberDoc » Quiz How long will you live? » Medical history Bacteria gallery What is an MSA? Many medical schemes have what is called a medical savings account or MSA. It's usually a percentage of your monthly contribution, which is used to pay day-to-day medical expenses. What is a self-payment gap? Have you exhausted your day-to-day benefits and moved into your self-payment gap? Here's what it means. How do I select the option that's best for me? Before choosing a medical scheme, you should take a careful look at your personal medical needs. Can one person belong to more than one medical scheme? No person may belong to more than one medical scheme or hospital plan. If I resign from the scheme, until when can I claim? You can submit claims for medical treatment up until the day your medical scheme membership or hospital plan expires. What are day-to-day limits? Knowing the limits of you medical schemes and hospital plans are very important. Here's what you need to know. Does my employer have to subsidise my contributions to the medical scheme? No, employers do not have to subsidise contributions of their employees to medical schemes or hospital plans. Can a medical scheme terminate my membership? Yes, if you belong to a closed medical scheme and you are retrenched or made redundant. An open medical aid can only terminate someone's membership if they do not pay. load more articles advertisement From our sponsors How to care for your vaginal flora Live healthier Hello? » SEE: Interesting facts about hearing loss Earworms: Let it go Is it bad to sleep with earplugs all the time? SEE: Do women hear better than men? The reason why men often appear not to be listening could be because they actually can't hear you. Confident smile? » Acidic drinks can harm your kids' smiles The facts on bleaching your teeth Am I taking good care of my teeth? Why are my teeth stained? We know the rules – brush your teeth twice a day and floss to keep them healthy. But, have you ever wondered what causes those stains that sometimes appear?