Home > Medical schemes > FAQs FAQs All sections in Medical Schemes » About Medical Schemes » General Info » Choosing a Medical Scheme » Dictionary of Terms » FAQs » Medical Scheme News » PMB and Chronic Disease » Medihelp Press Office » Momentum Health Press Office » Selfmed Press Office » Bestmed Press Office What is a self-payment gap? Have you exhausted your day-to-day benefits and moved into your self-payment gap? Here's what it means. Like us on Facebook » Subscribe to the newsletter » Ask CyberDoc » Quiz How long will you live? » Medical history Bacteria gallery What is an MSA? Many medical schemes have what is called a medical savings account or MSA. It's usually a percentage of your monthly contribution, which is used to pay day-to-day medical expenses. How do I choose a medical scheme? Choosing the right medical scheme is very important espcially when there are so many medical aid companies out there. How do I select the option that's best for me? Before choosing a medical scheme, you should take a careful look at your personal medical needs. Can one person belong to more than one medical scheme? No person may belong to more than one medical scheme or hospital plan. If I resign from the scheme, until when can I claim? You can submit claims for medical treatment up until the day your medical scheme membership or hospital plan expires. “ Latest comment on Health24 Suzelle Els says... The state has no proof to date that there was a fight between the two of them. it is just their version since there is obviously no motive for this killing. Do you hope Oscar is innocent, or do you need him to be innocent? ” What are day-to-day limits? Knowing the limits of you medical schemes and hospital plans are very important. Here's what you need to know. Does my employer have to subsidise my contributions to the medical scheme? No, employers do not have to subsidise contributions of their employees to medical schemes or hospital plans. Can a medical scheme terminate my membership? Yes, if you belong to a closed medical scheme and you are retrenched or made redundant. An open medical aid can only terminate someone's membership if they do not pay. load more articles advertisement From our sponsors Momentum Health OatWell Dual Cross Is being overweight or obese dangerous? Tips to keep your immunity strong this winter Smile your way to better health Live healthier Strenghten your immunity » Keep your immunity strong Immune system boosters Boost your family's immunity 5 immune boosters in your kitchen You don’t need a handful of vitamins and supplements to keep your body healthy, check out these five immune boosting foods you probably already have in your kitchen. Laugh a little » Eat yourself happy Laugh more and live longer Laughing yoga the best medicine The healing power of laughter A good chuckle doesn't only make you feel happy for a moment, it's beneficial to your health too.