What is an MSA?

Many medical schemes have what is called a medical savings account or MSA. It's usually a percentage of your monthly contribution, which is used to pay day-to-day medical expenses.

What are day-to-day limits?

Knowing the limits of you medical schemes and hospital plans are very important. Here's what you need to know.

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Exercise benefits for seniors »

Working out in the concrete jungle Even a little exercise may help prevent dementia Here’s an unexpected way to boost your memory: running

Seniors who exercise recover more quickly from injury or illness

When sedentary older adults got into an exercise routine, it curbed their risk of suffering a disabling injury or illness and helped them recover if anything did happen to them.