Home > Medical schemes > About medical schemes About medical schemes All sections in Medical Schemes » About Medical Schemes » General Info » Choosing a Medical Scheme » Dictionary of Terms » FAQs » Medical Scheme News » PMB and Chronic Disease » Momentum Health » Fedhealth Medical records worth more than credit cards on black market The FBI has warned healthcare providers to better protect themselves against hackers as patients' medical records are worth ten times more than credit card information on the black market. Like us on Facebook » Subscribe to the newsletter » Ask CyberDoc » Quiz How long will you live? » Medical history Bacteria gallery Exclusions and limitations Private health insurance allows people to protect themselves from the potentially extreme costs of medical care if they become ill and also gives access to healthcare when needed. Medical schemes - a history The world of medical schemes can be a confusing one. This article explains everything from medical schemes to Dread Disease. Medical scheme tariff structures In the past there were two medical aid tariff structures in South Africa - one from the BHF and the other from SAMA. In January 2004 a single guideline was issued - the NRPL. Benefits Benefits can become complicated. Here’s what you should know when joining a medical scheme. load more articles advertisement From our sponsors How will we feed 9 billion people? Try the Meat Free Movember Challenge Fit starts now with MRP Sport Get Race Ready with REHIDRAT® Live healthier Toilet matters » 45 toilets in the world Poop in weird places Toilet paper debate The funniest bathroom signs ever These signs have taken toilet humour to the next level. Too Tired? » 20 signs of burnout Staying active reduces stress 10 ways to have a healthier work day Why you're exhausted Lost your mojo? Here are 5 surprising energy drainers, plus the easy fixes that will help put the pep back in your step!