Home > Medical schemes > About medical schemes About medical schemes All sections in Medical Schemes » About Medical Schemes » General Info » Choosing a Medical Scheme » Dictionary of Terms » FAQs » Medical Scheme News » PMB and Chronic Disease » Medihelp Press Office » Momentum Health Press Office » Selfmed Press Office » Bestmed Press Office Exclusions and limitations Private health insurance allows people to protect themselves from the potentially extreme costs of medical care if they become ill and also gives access to healthcare when needed. Like us on Facebook » Subscribe to the newsletter » Ask CyberDoc » Quiz How long will you live? » Medical history Bacteria gallery Medical schemes - a history The world of medical schemes can be a confusing one. This article explains everything from medical schemes to Dread Disease. Medical scheme tariff structures In the past there were two medical aid tariff structures in South Africa - one from the BHF and the other from SAMA. In January 2004 a single guideline was issued - the NRPL. Benefits Benefits can become complicated. Here’s what you should know when joining a medical scheme. “ Latest comment on Health24 Chris Mackay says... Have solar water heating, geyser blanket, all lights are low energy, no pool, no aircon, use dishwasher only when full etc. Do our best to conserve energy. None of this helps as... Load shedding is your fault too ” load more articles advertisement From our sponsors Recovery after exercise is an essential part of any workout What is Metabolic Syndrome? Could you have it? Eyecare for computer users Treet-It Anti-Lice aiding schools in the prevention of Head Lice Live healthier Down hill? » Argus Cycle Tour Celebrities who masturbate Can't get it up? Erectile dysfunction and the cyclist Does cycling cause erectile dysfunction? Some urologists seem to think so. Fitness fuel » Banned substances Sport and nutrition Exercise myths busted Are there any 'safe' sports supplements? Sportsmen and -women need to be super vigilant when they take any medication or supplement. Just one wrong step can ruin a promising career, DietDoc warns.