Our expert says:
Sad that your previous situation was eroded by the relationship with the wrong person ; congratulations on what appears to be the adoption of a rational plan to get out from that eroded position. And pleased to hear that that Guy has taken his own perfect body away.
I didn't klnow that proper debt counselling created yet another ongoing expense --- that way, it would not be affordable or useful. But surely someone from your bank could help make a reasonable plan ? And most debtors would rather agree to a plan in which they received SOMETHING, than deal with someone from whom they receive nothing.
OK, one must admit that neither man nor woman would be likely to be eager to share your financial problems, though that doesn't mean that a atisfying relationship wouldn't be possible, especially as you don't want children.
Rather than waiting for Mr Right, and while of course wanting to avoid mr Wrong ( been there and been done by that ) --- maybe meanwhile look for Mr Right Enough ?
Presumably with your therapist, you will be working on the Anger, which is so unproductive and often so much more armful to you than to whoever helped to generate that anger.
And thanks for a characteristically helpful and encouraging message from Bob' s Girlfriend
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