Our expert says:
WHy on earth did you give this loser money without insisting on the afidavit ? Lending money to a deadbeat is never a good idea, but doing so without a lawyer's advice is just plain foolish.
You were not wrong to suggest the letter be itnessed, you were wrong to give in so tamely when he threw a hiss-fit. His behaviour very strongly suggests that he does not intend to repay you and doesn't want you to be able to prove he even borrowed the money.
Pretending to be offended is tosh, and insisting you should "trust" him when he is behaving exactly like someone who nobody should trust, is nonsense.
How on earth can you allow this sort of idiot to convinced you YOU are in the wrong ? Do not give him a cent, and if he doesn't like it, suggest he move out and find the money elsewhere. Stop selling yourself so short. You don't have to buy friendship ( or the pretense of friendship).
He is behaving like a spoilt brat and manipulating you. Don't fall for it !
Stop apologising when i is HIM who is doing wrong ! An affidavit shouldn't be a problem for any honest man ; but still, if a bank won't lend him the money there is something seriously wrong with whatever it is he is up to.
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