Our expert says:
I'm really sorry to hear of your awful predicament, and hope that other readers with more experience of such things can offer some useful advice. You may want to approach the social welfare authorities to see what help may be available for you and your child ; consider, perhaps in discussion with the bank, how you can reduce your costs, such as selling the house and moving to a small flat for the time being.
I think a child of 6 is old enough to understand if you explain to her that her father has got into trouble with the law, and will have to spend some years in prison, but that like you, he still loves her. Discuss that it may be possible for her to visit him some times, though a prison can be a rather scary place, and let her share in the decision to go and visit.
Avoiding such a discussion doesn't help, as kids need explanations, and what she imagines may be much worse than reality.
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