Our expert says:
Marriage counseling may not always solve everything, but I don't often hear of it having no significant benefits. But there needs to be a sense of "fit" between the couple and the counsellor. I wonder if this fits with your saying you "dropped off", and didn't complete the process. Try again, with someone you both feel good working with.
Some other thoughts. From what you say, it appears there is another woman involved - while that is so, the marriage can never be healed, of course. It sounds as if perhaps neither of you is really prepared to try hard enough to sort this out - she didn't want to join you in the exercise you suggested, and you wistfully think about the other lady.
Her opning store accounts, etc., sounds like a way of indirectly punishing you. Its a ladies thing to be interested in clothes, but not to buy them when she can't afford them. She can look without buying. Maybe she does it to make her feel better when she's unhapp about the relationship, but that's reall no solution.
Ask her to re-join you in marriage counselling with a good counsellor, and stick with it until either the problems have been worked out, or until you both understand the problems well, and have concluded, with the counsellor's help, that they cant be solved and that a divorce is wise.
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