Our expert says:
Sorry, Sam, I'm sure you meant well --- but I cannot imagine loaning R 40,000 to anyone without proper documentation and the ability to guarantee its return. If he was actually a friend, he wouldn't have suggested such an arrangement in the first place, and would have given you a signed acknowledgement of debt from the start. You probably don't even have proof that the other person received the money, or your friend ; and need an acknowledgement of debt signed by the other guy, too. I wouldn't be angry if a friend asked me to sign the right sort of papers to protect her --- I'd be disappointed at myself for not insisting on it in the first place..
Sorry, but above all, it sounds as though you have been HAD.
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