Our expert says:
Is it absolutely essential that they have no possible alternative on earth but to live with you ? Or is it simply convenient for them ? Why can't your sisters get jobs and earnings and their own places ?
And for your sister with a child - if someone can't aford to support themselves then they can't afford to have a child and should be more cautious about enabling themselves to fall pregnant. If she is staying with you, how did she run up all those debts ? And what is she spending her earnings ( if any ) on if not on cutting down her debt ?
As for the other sister, if she can afford to rent, she should rent - very many people go through life not being able to afford to buy their own place - it's not compulsory to do so. Does she pay commercially appropriate rent to you ? If not, why not ?
See a counsellor to learn asssertiveness and to make a plan, which will involve giving notice to the "I'll just hang around your neck till I can afford to buy a house" sister. And insisting on market-related rent from the other sister, and payment for using your car. That would surely be compatible with any proper debt management plan. And if she is divorced, the father of her child should be compelled by Maintenance Court to pay maintenance for the child.
They are exploiting you, shamelessly. And don't let them distract you by calling you selfish - they are so hugely selfish, they have no room to talk
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