Our expert says:
Well, it's not just the question of whether the bank might decline your offer - but that he lied to you or at least misled you about the number of credit cards he has, and about the amount he owes ; and the fact that he apparently owes quite a lot of money. If he is spending much more than he earns already, doesn't that suggest a likelihood of related problems after marriage ? You need to consult a lawyer, too, to make sure that you are not held liable in any way for either his existing debts or any others he might run up after marriage.
This is more than irritating, it needs to be really worrying, too.
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