Our expert says:
This question pops up quite often. A psychiatrist is a fully qualified medical doctor, who then specializes in psychiatric disorders and their treatment, and is allowed to prescribe medicaions.
A Psychologist takes a basic degree in psychology, and then specializes in the psychological ( talking ) methods of treating them, and cannot prescribe meds.
A Psychiatrist is better placed to deal with illnesses with physical components and needing medication.
With problems in living, in one's adjustment to life and its challenges, a psychologist is a better bet.
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