Our expert says:
Also sounds as though your husband may know less about banking, interest, etc., than your young son ( not clear from your mesage -- is he not also your husband's son ? ) I gather that the annoying behaviour you escribe represents a CHANGE in how he was behaving until relatively recently ?
Interesting that he took part in counsellign for a while and showed some improvement for a time --- apparently, the counselling stopped too soon. Maybe resume it, and include on the agenda the fact that real progress was made previously, but not maintained. And check --- the oversleeping and irritability might indicate that he has become depressed, and men are especially bad at either recognizing or admitting that
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