Our expert says:
OK, at your age it is extremely unlikely that you are actually losing your memory in any serious way, but especially in view of your history of encephalisitic and meingitis, only a proper assessment by a suitable specialist, perhaps a psychiatrist or first a psychologist who can assess your memory, maybe even a neurologist, can clarify this.
If one cannot concentrate - parhaps due to anxiety and/or depression, then one can't place things properly into memory, and of course would not then be able to recall them. Rapid heart beat is typical of anxiety. And of course the more anxious you get about not remembering well, the more impaired you will feel.
Tests for oestrogen and thyroid hormone are not so necessary or useful when anxiety is the most likely cause of the problem, and anxiety is best treated with CBT ( Cognitive-Behaviour Therapy ) a form of counselling, perhaps aided by some meds also used to treat depression. As Liza says, the sedative tranquillizers like valium, and its relatives, tend to make memory worse, so they're not a good idea
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